Micro Finance

Micro credit organizations are facing many challenges, among which efficiency is a problem. GPAC MFiS Supporting technology has to emerge to help solve the performance difficulties encountered. It is easy to generate daily statement of investment, deposit, income, expenditure etc.

The objective of MFiS is to investigate the automation of the micro credit activity of Bangladesh and to make recommendations on improvements from the perspectives of process, architecture and technology. The result is a set of guidelines for how to develop for micro credit operation.

  • Accounts : Chart of Accounts, Description of the account, Opening Balance, Debit Voucher, Credit Voucher, Journal Voucher, Contra Voucher.
  • Accounts Report : Daily Transaction, Daily Cash Position, Bank Statement, General Ledger, Subsidiary Ledger, Trial Balance, Receipts and Payments, Income & Expenditure Statement, Balance Sheet.
  • MIS : Branch Information, Area Information, Staff Information with picture & Signature, Member Information with picture & signature, Nominee Information.
  • MIS Report : Branch List, Area List Branch Wise, Member List Branch Wise, Center Wise, Member List by Scheme, Staff List, Drop Member List, And more information, All reports are date range.
  • Deposit Data Entry : Deposit Receipt,Deposit Payment.
  • Deposit Report : Daily Receipt & Payment Statement, Personal Ledger, Branch wise, Area wise Staff Wise, Deposit Statement, Deposit Summary, Deposit By scheme, Provision interest.
  • Loan Data Entry : Loan Receipt, Loan Payment.
  • Loan Report : Daily statement, Loan Issue Statement, Loan Ledger, Expire Loan, Defaulter Statement, Project wise Loan Disbursement Report, Area wise Loan Disburse, Recovery Report, Loan Payable Statement.
  • Others Report : Collection Sheet,Area wise collection, Provision Interest statement, Operator Data Entry Statement, Customized facilities.
  • Calendar : Dynamic calendar are integrated. new
  • SMS service : SMS (push) service are available. new
  • Report : Auto processing provision interest, Loan schedule print, Loan schedule wise collection, collection sheet. new
  • Human Resource Management (HRM) (Fully integrated with GPAC Micro credit operation software)
  • Module : a. Personal Information Management (PIM)
    1.Employee master Information,
    2.Academic information,
    3.Organization information,
    4.Previous experiences,
    5.Employee leaves information,
    6.Joining date,
    7.Training information,
    8.Pay structure information (on demand),
    9.Passport details (on demand),
    10.National ID card details(on demand),
    11.Nominee details (on demand),
    12.Complete Bank details,
    13.MIS Report (Designation wise, Grade, Male & Female, Project, Branch, Region, Zone wise, PF wise and
  • Module : b. Employee Development or Training
    a.Define training program
    b.Assign faculty to training program
    c.Training calendar
    d.Application for training program
    e.Approval for training program
    f.Attendance for training program
    g.Evaluation of different training program
    i.MIS Reports and
  • Module : c. Performance appraisal

    Performance parameters according to Designations, defining planning periods, defining employee wise, immediate senior wise, Performance Review done at different levels, Performance Management linked with training and Pay Structure Revision. Monthly Activities, Daily Activities (on demand), Monthly, quarterly, four monthly, half yearly and yearly performance defining and reviews can be done, and also MIS report. And changes may come as per requirement.

  • Module : d. Leave And Attendance Management
    a. Configure business rules for leave, attendance etc.
    b. Interface with any attendance machine (Bio-metrics, Punch Card, etc…..)
    c. Holiday and Weekly off management with employee facility
    d. Leave management with application and approval
    e. Advance leave application and approval
    f. Year end process for leave transfer
    g. Manual entry and corrections.
    h. Multiple approval of leave, advance leave etc. for HR department
    i. Attendance run and authorization for locking the monthly attendance
    j. MIS Reports (attendance reports, leave, advance leave, annual, monthly and daily attendance reports and other useful reports.)
  • Module : c. Performance appraisal
    Performance parameters according to Designations, defining planning periods, defining employee wise, immediate senior wise, Performance Review done at different levels, Performance Management linked with training and Pay Structure Revision. Monthly Activities, Daily Activities (on demand), Monthly, quarterly, four monthly, half yearly and yearly performance defining and reviews can be done, and also MIS report. And changes may come as per requirement.
  • Module : d. Leave And Attendance Management
    a. Configure business rules for leave, attendance etc.
    b. Interface with any attendance machine (Bio-metrics, Punch Card, etc…..)
    c. Holiday and Weekly off management with employee facility
    d. Leave management with application and approval
    e. Advance leave application and approval
    f. Year end process for leave transfer
    g. Manual entry and corrections.
    h. Multiple approval of leave, advance leave etc. for HR department
    i. Attendance run and authorization for locking the monthly attendance
    j. MIS Reports (attendance reports, leave, advance leave, annual, monthly and daily attendance reports and other useful reports.)
  • Module : e. Payroll Management
    1) Define pay elements
    2) Define multipart formulas for pay elements
    3) Design pay structure for employees
    4) Assign pay structure to employees with different pay modes like Bank transfer , Cash ,Cheque etc.
    5) Provident fund
    7) Pay Group for different pay run
    8) Leave encashment based on pay elements
    9) Loans and advance with automated recovery feature.
    10) Bonus feature for any pay elements
    11) Professional tax with professional tax group based on different states
    13) Gratuity
    14) Pay slip message
    15) Pay run and authorization for locking the payroll for particular month
    16) Pay adjustment for particular month with addition, subtraction, replacing and assigning new elements for any employee
    17) Check list for errors and warnings generated during pay run.
    18) Stop payment and release payment feature
    19) Pay structure revision and authorization for confirmation.
    20) Bonus calculation and authorization with separate pay slip feature
    21) Full and final settlement procedure
    22) Reimbursement calculation and authorization based on bill submission and special reimbursement slip generation as well.
  • Organization Change
    a.Employee transfer
    b.Employee resignation
    c.Employee termination
    d.Employee promotion
    e.Employee reporting structure change
    f.MIS reports and
    g.Changes may come as per requirement
  • Letter Generation
    a.Define templates for HR letters
    b.Generate HR letter from templates
  • MIS Reports
    1. Provident fund monthly reports
    2. Income tax report
    3. Monthly pay statement with payment mode like Bank transfer, Cash, Cheque etc.
    4. Salary Register with Employee wise and department wise
    5. Monthly variance reports
    6. Register for bonus, over time, leave encashment, gratuity, GLWF, loan, advance etc.
    7. Monthly statements for bonus, leave encashment, GLWF, gratuity, loan, advance etc.
    8. Monthly pay slip for regular payroll, reimbursements, off- cycle payroll, bonus etc.
    10. Annual pay summary report
    11. Full and final settlement report
    12. Pay structure revision and comparison reports.

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